Call reports 2018
VALLEY BANK OF NEVADA — 2018
What VALLEY BANK OF NEVADA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 119,080,000 | 126,717,000 | 131,108,000 | 134,537,000 |
| Total loans | 85,284,000 | 91,711,000 | 84,761,000 | 79,970,000 |
| Allowance for loan losses | 1,873,000 | 1,873,000 | 1,873,000 | 1,549,000 |
| Securities available for sale | 4,873,000 | 4,849,000 | 4,837,000 | 5,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,126,000 | 115,596,000 | 119,797,000 | 119,776,000 |
| Interest-bearing deposits | 34,788,000 | 35,649,000 | 33,841,000 | 34,680,000 |
| Noninterest-bearing deposits | 73,338,000 | 79,947,000 | 85,956,000 | 85,096,000 |
| Equity capital | 10,460,000 | 10,561,000 | 10,795,000 | 14,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,413,000 | 3,733,000 | 5,082,000 |
| Interest expense | 35,000 | 70,000 | 108,000 | 150,000 |
| Net interest income | 1,130,000 | 2,343,000 | 3,625,000 | 4,932,000 |
| Noninterest income | 70,000 | 100,000 | 132,000 | 165,000 |
| Noninterest expense | 1,084,000 | 2,202,000 | 3,270,000 | 4,386,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | -281,000 |
| Pretax income | 115,000 | 240,000 | 486,000 | 992,000 |
| Income tax | 0 | 0 | 0 | -2,849,000 |
| Net income | 115,000 | 240,000 | 486,000 | 3,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,587,000 | 10,712,000 | 10,958,000 | 12,043,000 |
| Total capital | 11,772,000 | 11,981,000 | 12,115,000 | 13,152,000 |
| Risk-weighted assets | 94,054,000 | 100,859,000 | 91,759,000 | 88,240,000 |