Call reports 2017
VALLEY BANK OF NEVADA — 2017
What VALLEY BANK OF NEVADA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 109,773,000 | 110,646,000 | 104,089,000 | 128,517,000 |
| Total loans | 75,825,000 | 83,439,000 | 83,228,000 | 80,918,000 |
| Allowance for loan losses | 2,025,000 | 2,025,000 | 2,025,000 | 1,872,000 |
| Securities available for sale | 3,473,000 | 3,478,000 | 4,981,000 | 4,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,736,000 | 100,615,000 | 93,564,000 | 117,587,000 |
| Interest-bearing deposits | 37,821,000 | 36,900,000 | 36,267,000 | 33,718,000 |
| Noninterest-bearing deposits | 61,915,000 | 63,715,000 | 57,297,000 | 83,869,000 |
| Equity capital | 9,353,000 | 9,528,000 | 10,049,000 | 10,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,171,000 | 3,336,000 | 4,505,000 |
| Interest expense | 38,000 | 77,000 | 112,000 | 148,000 |
| Net interest income | 1,022,000 | 2,094,000 | 3,224,000 | 4,357,000 |
| Noninterest income | 33,000 | 59,000 | 87,000 | 115,000 |
| Noninterest expense | 1,030,000 | 1,958,000 | 2,959,000 | 3,971,000 |
| Provision for loan losses | 1,000 | 1,000 | -310,000 | -463,000 |
| Pretax income | 24,000 | 194,000 | 662,000 | 964,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 194,000 | 662,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,380,000 | 9,550,000 | 10,068,000 | 10,472,000 |
| Total capital | 10,480,000 | 10,721,000 | 11,235,000 | 11,594,000 |
| Risk-weighted assets | 86,972,000 | 92,742,000 | 92,421,000 | 88,972,000 |