Call reports 2016
VALLEY BANK OF NEVADA — 2016
What VALLEY BANK OF NEVADA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 103,478,000 | 96,655,000 | 95,085,000 | 110,171,000 |
| Total loans | 72,436,000 | 76,181,000 | 76,452,000 | 78,494,000 |
| Allowance for loan losses | 1,882,000 | 2,004,000 | 2,004,000 | 2,024,000 |
| Securities available for sale | 3,501,000 | 3,504,000 | 2,502,000 | 3,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,525,000 | 87,598,000 | 85,751,000 | 99,982,000 |
| Interest-bearing deposits | 37,196,000 | 35,377,000 | 33,174,000 | 36,773,000 |
| Noninterest-bearing deposits | 57,329,000 | 52,221,000 | 52,577,000 | 63,209,000 |
| Equity capital | 8,417,000 | 8,458,000 | 8,720,000 | 9,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 975,000 | 1,985,000 | 3,029,000 | 4,094,000 |
| Interest expense | 48,000 | 92,000 | 131,000 | 171,000 |
| Net interest income | 927,000 | 1,893,000 | 2,898,000 | 3,923,000 |
| Noninterest income | 32,000 | 66,000 | 101,000 | 134,000 |
| Noninterest expense | 904,000 | 1,823,000 | 2,750,000 | 3,668,000 |
| Provision for loan losses | 26,000 | 148,000 | 148,000 | 168,000 |
| Pretax income | 29,000 | -12,000 | 101,000 | 221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | -12,000 | 101,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,415,000 | 8,454,000 | 8,717,000 | 9,231,000 |
| Total capital | 9,471,000 | 9,555,000 | 9,828,000 | 10,369,000 |
| Risk-weighted assets | 83,541,000 | 87,101,000 | 87,885,000 | 90,090,000 |