Call reports 2015
VALLEY BANK OF NEVADA — 2015
What VALLEY BANK OF NEVADA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 84,960,000 | 87,630,000 | 93,959,000 | 95,736,000 |
| Total loans | 58,610,000 | 59,169,000 | 63,837,000 | 70,581,000 |
| Allowance for loan losses | 2,082,000 | 1,850,000 | 1,850,000 | 1,856,000 |
| Securities available for sale | 6,003,000 | 5,995,000 | 4,505,000 | 3,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,167,000 | 79,739,000 | 85,923,000 | 87,239,000 |
| Interest-bearing deposits | 50,309,000 | 46,144,000 | 41,596,000 | 38,621,000 |
| Noninterest-bearing deposits | 26,858,000 | 33,595,000 | 44,327,000 | 48,618,000 |
| Equity capital | 7,460,000 | 7,571,000 | 7,597,000 | 8,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,639,000 | 2,495,000 | 3,412,000 |
| Interest expense | 84,000 | 158,000 | 221,000 | 274,000 |
| Net interest income | 714,000 | 1,481,000 | 2,274,000 | 3,138,000 |
| Noninterest income | 32,000 | 61,000 | 176,000 | 370,000 |
| Noninterest expense | 813,000 | 1,623,000 | 2,516,000 | 3,355,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | -67,000 | -81,000 | -66,000 | 147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -67,000 | -81,000 | -66,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,457,000 | 7,576,000 | 7,591,000 | 8,039,000 |
| Total capital | 8,348,000 | 8,481,000 | 8,552,000 | 9,063,000 |
| Risk-weighted assets | 70,082,000 | 71,406,000 | 75,907,000 | 80,982,000 |