Call reports 2014
VALLEY BANK OF NEVADA — 2014
What VALLEY BANK OF NEVADA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 87,371,000 | 82,956,000 | 82,901,000 | 83,647,000 |
| Total loans | 60,070,000 | 62,678,000 | 60,045,000 | 58,662,000 |
| Allowance for loan losses | 2,036,000 | 2,037,000 | 2,082,000 | 2,082,000 |
| Securities available for sale | 4,950,000 | 4,968,000 | 4,949,000 | 5,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,746,000 | 77,301,000 | 77,115,000 | 76,172,000 |
| Interest-bearing deposits | 61,091,000 | 57,924,000 | 54,598,000 | 55,202,000 |
| Noninterest-bearing deposits | 20,655,000 | 19,377,000 | 22,517,000 | 20,970,000 |
| Equity capital | 5,370,000 | 5,412,000 | 5,524,000 | 7,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,657,000 | 2,517,000 | 3,342,000 |
| Interest expense | 114,000 | 214,000 | 306,000 | 394,000 |
| Net interest income | 696,000 | 1,443,000 | 2,211,000 | 2,948,000 |
| Noninterest income | 24,000 | 50,000 | 72,000 | 122,000 |
| Noninterest expense | 791,000 | 1,540,000 | 2,251,000 | 2,985,000 |
| Provision for loan losses | 38,000 | 38,000 | 38,000 | -256,000 |
| Pretax income | -109,000 | -85,000 | -6,000 | 341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -109,000 | -85,000 | -6,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,419,000 | 5,443,000 | 5,572,000 | 7,224,000 |
| Total capital | 6,238,000 | 6,299,000 | 6,387,000 | 8,025,000 |
| Risk-weighted assets | 64,250,000 | 67,293,000 | 63,915,000 | 62,780,000 |