Call reports 2013
VALLEY BANK OF NEVADA — 2013
What VALLEY BANK OF NEVADA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 87,007,000 | 87,927,000 | 84,096,000 | 88,299,000 |
| Total loans | 56,526,000 | 58,523,000 | 61,418,000 | 61,208,000 |
| Allowance for loan losses | 2,825,000 | 2,735,000 | 2,759,000 | 3,297,000 |
| Securities available for sale | 5,000,000 | 4,930,000 | 4,934,000 | 4,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,814,000 | 81,748,000 | 77,926,000 | 82,610,000 |
| Interest-bearing deposits | 64,413,000 | 64,480,000 | 63,644,000 | 65,586,000 |
| Noninterest-bearing deposits | 16,401,000 | 17,268,000 | 14,282,000 | 17,024,000 |
| Equity capital | 5,949,000 | 5,895,000 | 5,922,000 | 5,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 750,000 | 1,532,000 | 2,372,000 | 3,354,000 |
| Interest expense | 134,000 | 257,000 | 378,000 | 499,000 |
| Net interest income | 616,000 | 1,275,000 | 1,994,000 | 2,855,000 |
| Noninterest income | 27,000 | 278,000 | 330,000 | 303,000 |
| Noninterest expense | 761,000 | 1,588,000 | 2,313,000 | 3,068,000 |
| Provision for loan losses | 246,000 | 313,000 | 336,000 | 873,000 |
| Pretax income | -364,000 | -348,000 | -325,000 | -783,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -364,000 | -348,000 | -325,000 | -783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,947,000 | 5,963,000 | 5,986,000 | 5,528,000 |
| Total capital | 6,795,000 | 6,804,000 | 6,821,000 | 6,359,000 |
| Risk-weighted assets | 65,792,000 | 65,307,000 | 64,847,000 | 63,946,000 |