Call reports 2012
VALLEY BANK OF NEVADA — 2012
What VALLEY BANK OF NEVADA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 81,370,000 | 80,750,000 | 80,281,000 | 82,796,000 |
| Total loans | 53,494,000 | 53,974,000 | 52,668,000 | 58,112,000 |
| Allowance for loan losses | 2,471,000 | 2,365,000 | 2,141,000 | 2,465,000 |
| Securities available for sale | 5,011,000 | 3,009,000 | 5,016,000 | 5,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,959,000 | 74,173,000 | 73,940,000 | 77,094,000 |
| Interest-bearing deposits | 63,445,000 | 61,924,000 | 60,800,000 | 63,825,000 |
| Noninterest-bearing deposits | 11,514,000 | 12,249,000 | 13,140,000 | 13,269,000 |
| Equity capital | 6,221,000 | 6,344,000 | 6,117,000 | 5,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,404,000 | 2,092,000 | 2,845,000 |
| Interest expense | 170,000 | 315,000 | 443,000 | 571,000 |
| Net interest income | 538,000 | 1,089,000 | 1,649,000 | 2,274,000 |
| Noninterest income | 21,000 | 42,000 | 62,000 | -169,000 |
| Noninterest expense | 717,000 | 1,446,000 | 2,134,000 | 2,847,000 |
| Provision for loan losses | 103,000 | 103,000 | 264,000 | 582,000 |
| Pretax income | -261,000 | -418,000 | -687,000 | -1,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -261,000 | -418,000 | -687,000 | -1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,213,000 | 6,336,000 | 6,101,000 | 5,465,000 |
| Total capital | 7,020,000 | 7,143,000 | 6,897,000 | 6,329,000 |
| Risk-weighted assets | 62,879,000 | 63,004,000 | 62,299,000 | 67,513,000 |