Call reports 2011
VALLEY BANK OF NEVADA — 2011
What VALLEY BANK OF NEVADA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,797,000 | 89,655,000 | 81,904,000 | 83,412,000 |
| Total loans | 52,301,000 | 52,542,000 | 53,129,000 | 52,353,000 |
| Allowance for loan losses | 2,641,000 | 2,645,000 | 2,417,000 | 2,499,000 |
| Securities available for sale | 5,970,000 | 5,507,000 | 5,511,000 | 5,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,214,000 | 81,752,000 | 74,517,000 | 76,804,000 |
| Interest-bearing deposits | 60,836,000 | 71,048,000 | 63,587,000 | 65,193,000 |
| Noninterest-bearing deposits | 12,378,000 | 10,704,000 | 10,930,000 | 11,611,000 |
| Equity capital | 7,364,000 | 7,670,000 | 7,169,000 | 6,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,420,000 | 2,162,000 | 2,886,000 |
| Interest expense | 184,000 | 364,000 | 566,000 | 750,000 |
| Net interest income | 560,000 | 1,056,000 | 1,596,000 | 2,136,000 |
| Noninterest income | -338,000 | -317,000 | -621,000 | -1,134,000 |
| Noninterest expense | 835,000 | 1,603,000 | 2,368,000 | 3,080,000 |
| Provision for loan losses | 87,000 | 232,000 | 232,000 | 313,000 |
| Pretax income | -700,000 | -1,096,000 | -1,625,000 | -2,391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -700,000 | -1,096,000 | -1,625,000 | -2,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,395,000 | 7,663,000 | 7,167,000 | 6,402,000 |
| Total capital | 8,231,000 | 8,497,000 | 7,984,000 | 7,196,000 |
| Risk-weighted assets | 65,005,000 | 64,838,000 | 63,718,000 | 61,773,000 |