Call reports 2010
VALLEY BANK OF NEVADA — 2010
What VALLEY BANK OF NEVADA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 92,407,000 | 89,439,000 | 90,536,000 | 81,612,000 |
| Total loans | 61,378,000 | 58,537,000 | 56,786,000 | 52,160,000 |
| Allowance for loan losses | 4,548,000 | 2,682,000 | 3,347,000 | 2,753,000 |
| Securities available for sale | 6,760,000 | 6,018,000 | 5,017,000 | 5,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,668,000 | 79,622,000 | 81,617,000 | 74,444,000 |
| Interest-bearing deposits | 69,320,000 | 65,600,000 | 70,029,000 | 63,147,000 |
| Noninterest-bearing deposits | 12,348,000 | 14,022,000 | 11,588,000 | 11,297,000 |
| Equity capital | 10,469,000 | 9,536,000 | 8,688,000 | 6,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,766,000 | 2,668,000 | 3,486,000 |
| Interest expense | 323,000 | 576,000 | 811,000 | 1,024,000 |
| Net interest income | 598,000 | 1,190,000 | 1,857,000 | 2,462,000 |
| Noninterest income | 23,000 | -393,000 | -514,000 | -1,194,000 |
| Noninterest expense | 814,000 | 1,589,000 | 2,332,000 | 3,138,000 |
| Provision for loan losses | 71,000 | 428,000 | 1,093,000 | 1,932,000 |
| Pretax income | -264,000 | -1,220,000 | -2,082,000 | -3,802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -264,000 | -1,220,000 | -2,082,000 | -3,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,470,000 | 9,526,000 | 8,677,000 | 6,968,000 |
| Total capital | 11,421,000 | 10,434,000 | 9,556,000 | 7,816,000 |
| Risk-weighted assets | 72,434,000 | 70,793,000 | 67,819,000 | 65,890,000 |