Call reports 2009
VALLEY BANK OF NEVADA — 2009
What VALLEY BANK OF NEVADA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,193,000 | 87,258,000 | 95,629,000 | 94,144,000 |
| Total loans | 68,865,000 | 68,560,000 | 73,547,000 | 67,634,000 |
| Allowance for loan losses | 2,136,000 | 2,416,000 | 2,568,000 | 5,678,000 |
| Securities available for sale | 5,541,000 | 4,534,000 | 3,276,000 | 4,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,795,000 | 69,071,000 | 78,810,000 | 81,260,000 |
| Interest-bearing deposits | 66,613,000 | 61,358,000 | 67,406,000 | 68,803,000 |
| Noninterest-bearing deposits | 8,182,000 | 7,713,000 | 11,404,000 | 12,457,000 |
| Equity capital | 16,089,000 | 15,903,000 | 14,589,000 | 10,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,497,000 | 3,583,000 | 4,466,000 |
| Interest expense | 475,000 | 896,000 | 1,253,000 | 1,609,000 |
| Net interest income | 737,000 | 1,601,000 | 2,330,000 | 2,857,000 |
| Noninterest income | 20,000 | 37,000 | 54,000 | 74,000 |
| Noninterest expense | 622,000 | 1,366,000 | 2,045,000 | 3,115,000 |
| Provision for loan losses | 266,000 | 596,000 | 1,982,000 | 5,316,000 |
| Pretax income | -131,000 | -324,000 | -1,643,000 | -5,500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -131,000 | -324,000 | -1,643,000 | -5,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,057,000 | 15,876,000 | 14,567,000 | 10,722,000 |
| Total capital | 17,021,000 | 16,822,000 | 15,589,000 | 11,727,000 |
| Risk-weighted assets | 75,914,000 | 74,146,000 | 80,156,000 | 75,696,000 |