Call reports 2007
VALLEY BANK OF NEVADA — 2007
What VALLEY BANK OF NEVADA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 64,980,000 | 60,419,000 | 67,215,000 | 69,414,000 |
| Total loans | 34,027,000 | 35,353,000 | 46,050,000 | 48,740,000 |
| Allowance for loan losses | 460,000 | 478,000 | 745,000 | 781,000 |
| Securities available for sale | 0 | 2,983,000 | 3,003,000 | 2,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,094,000 | 46,687,000 | 50,344,000 | 52,546,000 |
| Interest-bearing deposits | 46,495,000 | 41,647,000 | 46,105,000 | 42,453,000 |
| Noninterest-bearing deposits | 4,599,000 | 5,040,000 | 4,239,000 | 10,093,000 |
| Equity capital | 13,602,000 | 13,504,000 | 16,631,000 | 16,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,176,000 | 3,337,000 | 4,560,000 |
| Interest expense | 505,000 | 1,007,000 | 1,471,000 | 1,937,000 |
| Net interest income | 570,000 | 1,169,000 | 1,866,000 | 2,623,000 |
| Noninterest income | 10,000 | 18,000 | 32,000 | 48,000 |
| Noninterest expense | 571,000 | 1,162,000 | 1,824,000 | 2,536,000 |
| Provision for loan losses | 15,000 | 128,000 | 395,000 | 431,000 |
| Pretax income | -6,000 | -103,000 | -321,000 | -296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | -103,000 | -321,000 | -296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,602,000 | 13,505,000 | 16,616,000 | 16,642,000 |
| Total capital | 14,087,000 | 14,007,000 | 17,283,000 | 17,346,000 |
| Risk-weighted assets | 41,322,000 | 41,719,000 | 53,218,000 | 56,217,000 |