Call reports 2006
VALLEY BANK OF NEVADA — 2006
What VALLEY BANK OF NEVADA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 32,082,000 | 44,969,000 | 49,481,000 | 58,540,000 |
| Total loans | 21,137,000 | 33,379,000 | 29,960,000 | 32,943,000 |
| Allowance for loan losses | 287,000 | 453,000 | 453,000 | 446,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,378,000 | 31,365,000 | 35,766,000 | 44,719,000 |
| Interest-bearing deposits | 15,963,000 | 28,240,000 | 31,902,000 | 40,784,000 |
| Noninterest-bearing deposits | 2,415,000 | 3,125,000 | 3,864,000 | 3,935,000 |
| Equity capital | 13,627,000 | 13,464,000 | 13,541,000 | 13,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 1,169,000 | 2,064,000 | 3,031,000 |
| Interest expense | 75,000 | 273,000 | 595,000 | 984,000 |
| Net interest income | 376,000 | 896,000 | 1,469,000 | 2,047,000 |
| Noninterest income | 5,000 | 16,000 | 26,000 | 38,000 |
| Noninterest expense | 467,000 | 995,000 | 1,501,000 | 2,033,000 |
| Provision for loan losses | 123,000 | 289,000 | 289,000 | 282,000 |
| Pretax income | -209,000 | -372,000 | -295,000 | -230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -209,000 | -372,000 | -295,000 | -230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,627,000 | 13,464,000 | 13,541,000 | 13,607,000 |
| Total capital | 13,927,000 | 13,918,000 | 13,970,000 | 14,027,000 |
| Risk-weighted assets | 23,795,000 | 36,286,000 | 34,298,000 | 38,570,000 |