Call reports 2005
VALLEY BANK OF NEVADA — 2005
What VALLEY BANK OF NEVADA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Total assets | 16,748,000 | 25,639,000 |
| Total loans | 698,000 | 12,060,000 |
| Allowance for loan losses | 9,000 | 164,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,553,000 | 11,743,000 |
| Interest-bearing deposits | 2,240,000 | 10,102,000 |
| Noninterest-bearing deposits | 313,000 | 1,641,000 |
| Equity capital | 14,166,000 | 13,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Interest income | 186,000 | 451,000 |
| Interest expense | 4,000 | 39,000 |
| Net interest income | 182,000 | 412,000 |
| Noninterest income | 0 | 6,000 |
| Noninterest expense | 958,000 | 1,541,000 |
| Provision for loan losses | 9,000 | 164,000 |
| Pretax income | -785,000 | -1,287,000 |
| Income tax | 0 | 0 |
| Net income | -785,000 | -1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Tier 1 capital | 14,166,000 | 13,836,000 |
| Total capital | 14,175,000 | 14,005,000 |
| Risk-weighted assets | 4,302,000 | 15,254,000 |