Call reports 2009
R-G PREMIER BANK OF PUERTO RICO — 2009
What R-G PREMIER BANK OF PUERTO RICO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 6,902,190,000 | 6,428,967,000 | 6,289,639,000 | 6,058,499,000 |
| Total loans | 5,800,983,000 | 5,709,258,000 | 5,584,752,000 | 5,433,667,000 |
| Allowance for loan losses | 173,169,000 | 129,462,000 | 134,553,000 | 139,741,000 |
| Securities available for sale | 761,308,000 | 536,866,000 | 524,711,000 | 413,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 9,038,000 | 9,843,000 | 10,733,000 | 11,562,000 |
| Total deposits | 4,566,057,000 | 4,535,785,000 | 4,276,290,000 | 4,252,763,000 |
| Interest-bearing deposits | 4,300,849,000 | 4,286,565,000 | 4,047,738,000 | 4,027,337,000 |
| Noninterest-bearing deposits | 265,208,000 | 249,220,000 | 228,552,000 | 225,426,000 |
| Equity capital | 424,676,000 | 366,981,000 | 368,352,000 | 340,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 89,862,000 | 177,167,000 | 258,670,000 | 339,095,000 |
| Interest expense | 50,506,000 | 98,165,000 | 143,476,000 | 185,469,000 |
| Net interest income | 39,356,000 | 79,002,000 | 115,194,000 | 153,626,000 |
| Noninterest income | 27,255,000 | 34,739,000 | 44,685,000 | 55,761,000 |
| Noninterest expense | 35,103,000 | 131,306,000 | 174,816,000 | 205,559,000 |
| Provision for loan losses | 12,707,000 | 31,391,000 | 42,634,000 | 85,173,000 |
| Pretax income | 27,429,000 | -34,396,000 | -42,649,000 | -63,184,000 |
| Income tax | 2,987,000 | 5,059,000 | 5,014,000 | 8,127,000 |
| Net income | 24,442,000 | -39,455,000 | -47,663,000 | -71,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 438,808,000 | 374,713,000 | 366,056,000 | 342,323,000 |
| Total capital | 501,486,000 | 434,869,000 | 424,507,000 | 400,102,000 |
| Risk-weighted assets | 4,903,744,000 | 4,743,174,000 | 4,599,965,000 | 4,540,370,000 |