Call reports 2008
R-G PREMIER BANK OF PUERTO RICO — 2008
What R-G PREMIER BANK OF PUERTO RICO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 7,165,822,000 | 7,221,383,000 | 7,193,424,000 | 6,969,629,000 |
| Total loans | 5,445,026,000 | 5,632,463,000 | 5,760,552,000 | 5,736,184,000 |
| Allowance for loan losses | 84,904,000 | 100,990,000 | 110,025,000 | 167,913,000 |
| Securities available for sale | 1,379,275,000 | 1,210,905,000 | 1,050,734,000 | 1,007,472,000 |
| Securities held to maturity | 39,530,000 | 42,290,000 | 33,853,000 | 0 |
| Trading assets | 3,715,000 | 9,578,000 | 8,028,000 | 10,252,000 |
| Total deposits | 4,356,366,000 | 4,398,302,000 | 4,365,117,000 | 4,468,194,000 |
| Interest-bearing deposits | 3,996,801,000 | 4,045,468,000 | 4,066,367,000 | 4,222,152,000 |
| Noninterest-bearing deposits | 359,565,000 | 352,834,000 | 298,750,000 | 246,042,000 |
| Equity capital | 541,797,000 | 538,389,000 | 545,129,000 | 394,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 109,472,000 | 212,012,000 | 312,385,000 | 410,588,000 |
| Interest expense | 72,037,000 | 136,305,000 | 196,638,000 | 253,096,000 |
| Net interest income | 37,435,000 | 75,707,000 | 115,747,000 | 157,492,000 |
| Noninterest income | 11,523,000 | 14,935,000 | 23,991,000 | 38,132,000 |
| Noninterest expense | 34,611,000 | 69,824,000 | 104,716,000 | 140,601,000 |
| Provision for loan losses | 24,323,000 | 36,034,000 | 52,833,000 | 99,203,000 |
| Pretax income | -10,582,000 | -15,822,000 | -18,134,000 | -48,225,000 |
| Income tax | -5,423,000 | -8,410,000 | -9,408,000 | 65,895,000 |
| Net income | -5,159,000 | -7,412,000 | -8,726,000 | -114,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 540,177,000 | 519,967,000 | 532,613,000 | 413,957,000 |
| Total capital | 601,307,000 | 584,113,000 | 595,453,000 | 476,108,000 |
| Risk-weighted assets | 4,866,593,000 | 5,094,838,000 | 4,979,992,000 | 4,866,289,000 |