Call reports 2006
R-G PREMIER BANK OF PUERTO RICO — 2006
What R-G PREMIER BANK OF PUERTO RICO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 7,846,979,000 | 8,551,866,000 | 8,804,377,000 | 8,481,056,000 |
| Total loans | 4,520,751,000 | 5,521,212,000 | 5,833,395,000 | 5,504,306,000 |
| Allowance for loan losses | 47,730,000 | 50,290,000 | 51,728,000 | 58,720,000 |
| Securities available for sale | 2,771,972,000 | 2,622,686,000 | 2,525,329,000 | 2,341,255,000 |
| Securities held to maturity | 45,962,000 | 52,924,000 | 58,466,000 | 57,878,000 |
| Trading assets | 74,098,000 | 1,366,000 | 1,508,000 | 3,066,000 |
| Total deposits | 4,181,566,000 | 4,205,361,000 | 4,420,710,000 | 4,584,045,000 |
| Interest-bearing deposits | 3,730,660,000 | 3,773,363,000 | 3,994,165,000 | 4,170,884,000 |
| Noninterest-bearing deposits | 450,906,000 | 431,998,000 | 426,545,000 | 413,161,000 |
| Equity capital | 525,692,000 | 416,419,000 | 430,928,000 | 493,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 110,570,000 | 222,007,000 | 343,045,000 | 526,467,000 |
| Interest expense | 64,901,000 | 135,120,000 | 214,882,000 | 359,801,000 |
| Net interest income | 45,669,000 | 86,887,000 | 128,163,000 | 166,666,000 |
| Noninterest income | 2,864,000 | 6,335,000 | 7,758,000 | 20,628,000 |
| Noninterest expense | 28,117,000 | 64,238,000 | 95,917,000 | 138,978,000 |
| Provision for loan losses | 3,900,000 | 7,800,000 | 11,700,000 | 19,411,000 |
| Pretax income | 21,064,000 | 25,729,000 | 32,849,000 | 37,513,000 |
| Income tax | 4,297,000 | 1,841,000 | 1,939,000 | 5,117,000 |
| Net income | 16,767,000 | 23,888,000 | 30,910,000 | 32,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 605,689,000 | 514,840,000 | 492,825,000 | 517,737,000 |
| Total capital | 653,419,000 | 565,130,000 | 544,553,000 | 576,457,000 |
| Risk-weighted assets | 4,746,565,000 | 4,883,313,000 | 5,124,982,000 | 4,990,994,000 |