Call reports 2005
R-G PREMIER BANK OF PUERTO RICO — 2005
What R-G PREMIER BANK OF PUERTO RICO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 7,958,913,000 | 8,129,155,000 | 7,627,925,000 | 8,893,411,000 |
| Total loans | 4,274,687,000 | 4,367,693,000 | 4,248,114,000 | 5,814,935,000 |
| Allowance for loan losses | 40,628,000 | 41,168,000 | 43,653,000 | 46,898,000 |
| Securities available for sale | 3,117,169,000 | 3,251,507,000 | 2,952,677,000 | 2,629,484,000 |
| Securities held to maturity | 58,166,000 | 57,534,000 | 47,140,000 | 46,232,000 |
| Trading assets | 101,656,000 | 97,525,000 | 74,871,000 | 4,311,000 |
| Total deposits | 3,735,685,000 | 3,726,745,000 | 3,736,257,000 | 4,064,484,000 |
| Interest-bearing deposits | 3,223,342,000 | 3,216,599,000 | 3,264,870,000 | 3,623,094,000 |
| Noninterest-bearing deposits | 512,343,000 | 510,146,000 | 471,387,000 | 441,390,000 |
| Equity capital | 527,075,000 | 561,777,000 | 557,627,000 | 449,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 100,879,000 | 205,475,000 | 312,225,000 | 532,918,000 |
| Interest expense | 50,251,000 | 105,075,000 | 165,731,000 | 322,223,000 |
| Net interest income | 50,628,000 | 100,400,000 | 146,494,000 | 210,695,000 |
| Noninterest income | 15,893,000 | 24,291,000 | 28,620,000 | 51,900,000 |
| Noninterest expense | 24,578,000 | 51,063,000 | 78,278,000 | 141,590,000 |
| Provision for loan losses | 3,900,000 | 7,800,000 | 11,700,000 | 23,256,000 |
| Pretax income | 38,043,000 | 72,920,000 | 102,129,000 | 107,687,000 |
| Income tax | -1,924,000 | 4,933,000 | 13,273,000 | 10,810,000 |
| Net income | 39,967,000 | 67,987,000 | 88,856,000 | 96,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 549,459,000 | 569,058,000 | 582,899,000 | 485,200,000 |
| Total capital | 590,087,000 | 610,226,000 | 626,552,000 | 532,098,000 |
| Risk-weighted assets | 4,353,897,000 | 4,526,965,000 | 4,403,720,000 | 4,857,969,000 |