Call reports 2004
R-G PREMIER BANK OF PUERTO RICO — 2004
What R-G PREMIER BANK OF PUERTO RICO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 6,504,466,000 | 6,674,117,000 | 6,860,123,000 | 9,029,688,000 |
| Total loans | 3,507,547,000 | 3,711,498,000 | 3,875,785,000 | 5,462,926,000 |
| Allowance for loan losses | 35,825,000 | 37,951,000 | 39,449,000 | 34,496,000 |
| Securities available for sale | 2,561,929,000 | 2,565,726,000 | 2,560,259,000 | 3,060,677,000 |
| Securities held to maturity | 50,791,000 | 50,069,000 | 59,448,000 | 58,622,000 |
| Trading assets | 30,885,000 | 28,566,000 | 57,037,000 | 28,143,000 |
| Total deposits | 3,175,181,000 | 3,177,430,000 | 3,294,859,000 | 3,427,932,000 |
| Interest-bearing deposits | 2,664,494,000 | 2,734,120,000 | 2,857,761,000 | 2,866,497,000 |
| Noninterest-bearing deposits | 510,687,000 | 443,310,000 | 437,098,000 | 561,435,000 |
| Equity capital | 464,094,000 | 452,975,000 | 494,914,000 | 437,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 82,560,000 | 166,952,000 | 258,258,000 | 403,212,000 |
| Interest expense | 38,723,000 | 79,318,000 | 121,772,000 | 196,481,000 |
| Net interest income | 43,837,000 | 87,634,000 | 136,486,000 | 206,731,000 |
| Noninterest income | 13,188,000 | 30,268,000 | 41,502,000 | 9,025,000 |
| Noninterest expense | 19,027,000 | 39,565,000 | 61,586,000 | 104,608,000 |
| Provision for loan losses | 4,750,000 | 8,500,000 | 12,250,000 | 19,605,000 |
| Pretax income | 33,248,000 | 68,331,000 | 105,541,000 | 97,757,000 |
| Income tax | 6,679,000 | 13,940,000 | 18,127,000 | 17,036,000 |
| Net income | 26,569,000 | 54,391,000 | 87,414,000 | 80,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 440,753,000 | 462,060,000 | 488,270,000 | 428,435,000 |
| Total capital | 476,578,000 | 500,011,000 | 527,719,000 | 462,931,000 |
| Risk-weighted assets | 3,584,566,000 | 3,762,352,000 | 3,615,719,000 | 4,527,894,000 |