Call reports 2003
R-G PREMIER BANK OF PUERTO RICO — 2003
What R-G PREMIER BANK OF PUERTO RICO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 5,253,583,000 | 5,557,695,000 | 5,912,072,000 | 6,491,429,000 |
| Total loans | 2,639,949,000 | 2,906,824,000 | 3,195,552,000 | 3,694,383,000 |
| Allowance for loan losses | 26,880,000 | 28,666,000 | 30,037,000 | 23,960,000 |
| Securities available for sale | 2,287,302,000 | 2,332,658,000 | 2,420,085,000 | 2,371,553,000 |
| Securities held to maturity | 39,850,000 | 37,578,000 | 42,147,000 | 51,328,000 |
| Trading assets | 44,880,000 | 40,375,000 | 37,034,000 | 33,781,000 |
| Total deposits | 2,488,766,000 | 2,694,117,000 | 2,883,995,000 | 2,957,129,000 |
| Interest-bearing deposits | 2,135,338,000 | 2,310,934,000 | 2,513,331,000 | 2,540,493,000 |
| Noninterest-bearing deposits | 353,428,000 | 383,183,000 | 370,664,000 | 416,636,000 |
| Equity capital | 352,632,000 | 379,574,000 | 391,729,000 | 413,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 69,838,000 | 144,060,000 | 220,603,000 | 326,601,000 |
| Interest expense | 36,411,000 | 74,321,000 | 112,331,000 | 160,532,000 |
| Net interest income | 33,427,000 | 69,739,000 | 108,272,000 | 166,069,000 |
| Noninterest income | 5,465,000 | 11,787,000 | 18,208,000 | 7,880,000 |
| Noninterest expense | 15,698,000 | 32,921,000 | 50,989,000 | 89,765,000 |
| Provision for loan losses | 3,750,000 | 7,500,000 | 11,250,000 | 9,614,000 |
| Pretax income | 19,444,000 | 41,600,000 | 64,736,000 | 75,874,000 |
| Income tax | 4,642,000 | 6,953,000 | 11,321,000 | 10,554,000 |
| Net income | 14,802,000 | 34,647,000 | 53,415,000 | 65,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 324,198,000 | 354,187,000 | 368,329,000 | 374,704,000 |
| Total capital | 351,078,000 | 382,853,000 | 398,366,000 | 398,664,000 |
| Risk-weighted assets | 2,723,685,000 | 2,982,774,000 | 3,205,552,000 | 3,280,438,000 |