Call reports 2002
R-G PREMIER BANK OF PUERTO RICO — 2002
What R-G PREMIER BANK OF PUERTO RICO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 3,993,311,000 | 4,387,341,000 | 4,624,112,000 | 4,841,578,000 |
| Total loans | 1,923,946,000 | 2,087,712,000 | 2,289,208,000 | 2,574,797,000 |
| Allowance for loan losses | 17,630,000 | 20,030,000 | 22,801,000 | 22,693,000 |
| Securities available for sale | 1,780,297,000 | 1,983,473,000 | 2,000,102,000 | 1,947,725,000 |
| Securities held to maturity | 38,585,000 | 41,821,000 | 41,226,000 | 40,306,000 |
| Trading assets | 57,964,000 | 55,048,000 | 52,196,000 | 48,690,000 |
| Total deposits | 2,068,180,000 | 2,102,390,000 | 2,323,518,000 | 2,315,024,000 |
| Interest-bearing deposits | 1,832,241,000 | 1,848,931,000 | 2,003,802,000 | 1,980,663,000 |
| Noninterest-bearing deposits | 235,939,000 | 253,459,000 | 319,716,000 | 334,361,000 |
| Equity capital | 263,604,000 | 295,113,000 | 331,805,000 | 344,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 63,064,000 | 127,255,000 | 196,719,000 | 287,824,000 |
| Interest expense | 36,135,000 | 71,307,000 | 109,067,000 | 156,992,000 |
| Net interest income | 26,929,000 | 55,948,000 | 87,652,000 | 130,832,000 |
| Noninterest income | 7,994,000 | 13,439,000 | 19,596,000 | 14,182,000 |
| Noninterest expense | 16,448,000 | 26,069,000 | 40,610,000 | 71,257,000 |
| Provision for loan losses | 5,000,000 | 9,750,000 | 14,000,000 | 15,967,000 |
| Pretax income | 19,044,000 | 33,568,000 | 52,638,000 | 59,264,000 |
| Income tax | 4,627,000 | 7,650,000 | 11,155,000 | 5,784,000 |
| Net income | 14,417,000 | 25,918,000 | 41,483,000 | 53,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 260,164,000 | 270,505,000 | 301,708,000 | 281,016,000 |
| Total capital | 277,794,000 | 290,535,000 | 324,509,000 | 303,709,000 |
| Risk-weighted assets | 2,160,537,000 | 2,171,440,000 | 2,361,948,000 | 2,339,449,000 |