Call reports 2001
R-G PREMIER BANK OF PUERTO RICO — 2001
What R-G PREMIER BANK OF PUERTO RICO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,989,311,000 | 3,344,364,000 | 3,601,090,000 | 3,963,394,000 |
| Total loans | 1,786,918,000 | 1,859,882,000 | 1,869,848,000 | 1,969,218,000 |
| Allowance for loan losses | 12,070,000 | 12,170,000 | 13,910,000 | 16,118,000 |
| Securities available for sale | 913,466,000 | 1,193,762,000 | 1,380,516,000 | 1,617,701,000 |
| Securities held to maturity | 22,702,000 | 31,703,000 | 30,510,000 | 39,544,000 |
| Trading assets | 74,251,000 | 71,371,000 | 68,322,000 | 62,860,000 |
| Total deposits | 1,765,512,000 | 1,858,543,000 | 1,913,135,000 | 2,115,358,000 |
| Interest-bearing deposits | 1,530,485,000 | 1,619,494,000 | 1,680,633,000 | 1,809,259,000 |
| Noninterest-bearing deposits | 235,027,000 | 239,049,000 | 232,502,000 | 306,099,000 |
| Equity capital | 223,843,000 | 228,614,000 | 253,728,000 | 250,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 54,479,000 | 109,488,000 | 169,785,000 | 231,671,000 |
| Interest expense | 37,702,000 | 73,873,000 | 111,297,000 | 147,814,000 |
| Net interest income | 16,777,000 | 35,615,000 | 58,488,000 | 83,857,000 |
| Noninterest income | 9,285,000 | 18,269,000 | 29,565,000 | 36,164,000 |
| Noninterest expense | 12,633,000 | 25,576,000 | 41,244,000 | 56,650,000 |
| Provision for loan losses | 2,000,000 | 4,100,000 | 6,800,000 | 10,550,000 |
| Pretax income | 13,307,000 | 26,086,000 | 41,887,000 | 56,107,000 |
| Income tax | 4,385,000 | 6,824,000 | 10,902,000 | 14,314,000 |
| Net income | 8,599,000 | 18,939,000 | 30,662,000 | 41,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,137,000 | 218,993,000 | 228,123,000 | 239,439,000 |
| Total capital | 223,207,000 | 231,163,000 | 242,033,000 | 255,557,000 |
| Risk-weighted assets | 1,589,242,000 | 1,751,814,000 | 1,899,554,000 | 2,110,347,000 |