Call reports 2010
ARKANSAS BANKERS BANK — 2010
What ARKANSAS BANKERS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 172,257,000 | 167,627,000 | 165,954,000 | 163,777,000 |
| Total loans | 35,493,000 | 35,343,000 | 36,002,000 | 31,823,000 |
| Allowance for loan losses | 1,527,000 | 1,587,000 | 1,596,000 | 2,000,000 |
| Securities available for sale | 91,516,000 | 90,817,000 | 89,721,000 | 88,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,307,000 | 113,103,000 | 110,447,000 | 109,453,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 113,307,000 | 113,103,000 | 110,447,000 | 109,453,000 |
| Equity capital | 23,283,000 | 23,802,000 | 24,709,000 | 23,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,472,000 | 2,952,000 | 4,316,000 | 5,576,000 |
| Interest expense | 312,000 | 611,000 | 865,000 | 1,119,000 |
| Net interest income | 1,160,000 | 2,341,000 | 3,451,000 | 4,457,000 |
| Noninterest income | 1,126,000 | 2,153,000 | 3,466,000 | 4,541,000 |
| Noninterest expense | 1,357,000 | 2,751,000 | 4,316,000 | 5,623,000 |
| Provision for loan losses | 155,000 | 215,000 | 215,000 | 619,000 |
| Pretax income | 1,090,000 | 1,870,000 | 2,637,000 | 2,997,000 |
| Income tax | 233,000 | 419,000 | 597,000 | 609,000 |
| Net income | 857,000 | 1,451,000 | 2,040,000 | 2,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,369,000 | 22,963,000 | 23,278,000 | 23,625,000 |
| Total capital | 23,319,000 | 23,999,000 | 24,315,000 | 24,608,000 |
| Risk-weighted assets | 75,457,000 | 82,334,000 | 82,395,000 | 77,642,000 |