Call reports 2009
ARKANSAS BANKERS BANK — 2009
What ARKANSAS BANKERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 237,689,000 | 172,836,000 | 164,933,000 | 166,413,000 |
| Total loans | 36,138,000 | 34,507,000 | 33,883,000 | 33,765,000 |
| Allowance for loan losses | 1,100,000 | 900,000 | 1,200,000 | 1,350,000 |
| Securities available for sale | 95,065,000 | 88,554,000 | 93,749,000 | 95,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,140,000 | 109,373,000 | 106,375,000 | 108,547,000 |
| Interest-bearing deposits | 829,000 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 173,311,000 | 109,373,000 | 106,375,000 | 108,547,000 |
| Equity capital | 27,569,000 | 27,554,000 | 22,660,000 | 22,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,050,000 | 3,753,000 | 5,294,000 | 6,832,000 |
| Interest expense | 338,000 | 664,000 | 983,000 | 1,302,000 |
| Net interest income | 1,712,000 | 3,089,000 | 4,311,000 | 5,530,000 |
| Noninterest income | 824,000 | 1,692,000 | 2,485,000 | 3,395,000 |
| Noninterest expense | 1,120,000 | 2,433,000 | 3,636,000 | 4,893,000 |
| Provision for loan losses | 325,000 | 725,000 | 1,025,000 | 1,484,000 |
| Pretax income | 1,225,000 | 1,757,000 | 2,269,000 | 2,765,000 |
| Income tax | 402,000 | 535,000 | 622,000 | 726,000 |
| Net income | 823,000 | 1,222,000 | 1,647,000 | 2,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,669,000 | 27,007,000 | 21,158,000 | 21,512,000 |
| Total capital | 27,682,000 | 27,907,000 | 22,089,000 | 22,479,000 |
| Risk-weighted assets | 80,923,000 | 74,926,000 | 74,238,000 | 76,960,000 |