Call reports 2008
ARKANSAS BANKERS BANK — 2008
What ARKANSAS BANKERS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 154,652,000 | 166,863,000 | 196,175,000 | 183,119,000 |
| Total loans | 26,227,000 | 40,600,000 | 32,300,000 | 36,492,000 |
| Allowance for loan losses | 775,000 | 775,000 | 775,000 | 775,000 |
| Securities available for sale | 91,061,000 | 93,121,000 | 95,896,000 | 90,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,132,000 | 111,549,000 | 127,505,000 | 126,619,000 |
| Interest-bearing deposits | 15,438,000 | 8,820,000 | 17,513,000 | 3,519,000 |
| Noninterest-bearing deposits | 86,694,000 | 102,729,000 | 109,992,000 | 123,100,000 |
| Equity capital | 19,493,000 | 19,248,000 | 19,028,000 | 20,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,848,000 | 3,769,000 | 5,813,000 | 691,000 |
| Interest expense | 491,000 | 942,000 | 1,506,000 | 138,000 |
| Net interest income | 1,357,000 | 2,827,000 | 4,307,000 | 553,000 |
| Noninterest income | 1,239,000 | 2,408,000 | 3,440,000 | 528,000 |
| Noninterest expense | 1,881,000 | 3,606,000 | 5,248,000 | 630,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 722,000 | 1,636,000 | 2,206,000 | 456,000 |
| Income tax | 222,000 | 518,000 | 675,000 | 152,000 |
| Net income | 500,000 | 1,118,000 | 1,531,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,490,000 | 20,108,000 | 20,521,000 | 19,846,000 |
| Total capital | 20,234,000 | 20,883,000 | 21,296,000 | 20,621,000 |
| Risk-weighted assets | 59,487,000 | 73,280,000 | 73,150,000 | 73,255,000 |