Call reports 2007
ARKANSAS BANKERS BANK — 2007
What ARKANSAS BANKERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 144,727,000 | 147,419,000 | 173,311,000 | 170,790,000 |
| Total loans | 20,397,000 | 19,949,000 | 23,790,000 | 22,151,000 |
| Allowance for loan losses | 700,000 | 700,000 | 700,000 | 775,000 |
| Securities available for sale | 100,557,000 | 103,922,000 | 106,421,000 | 102,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,130,000 | 113,005,000 | 103,599,000 | 104,982,000 |
| Interest-bearing deposits | 27,639,000 | 26,230,000 | 19,544,000 | 16,342,000 |
| Noninterest-bearing deposits | 86,491,000 | 86,775,000 | 84,055,000 | 88,640,000 |
| Equity capital | 18,040,000 | 17,604,000 | 18,394,000 | 18,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,649,000 | 3,358,000 | 5,251,000 | 7,270,000 |
| Interest expense | 482,000 | 969,000 | 1,648,000 | 2,379,000 |
| Net interest income | 1,167,000 | 2,389,000 | 3,603,000 | 4,891,000 |
| Noninterest income | 911,000 | 1,826,000 | 2,654,000 | 3,670,000 |
| Noninterest expense | 1,895,000 | 3,788,000 | 5,605,000 | 7,452,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 451,000 | 676,000 | 1,133,000 |
| Income tax | 32,000 | 79,000 | 121,000 | 192,000 |
| Net income | 166,000 | 372,000 | 555,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,915,000 | 19,121,000 | 19,304,000 | 18,990,000 |
| Total capital | 19,563,000 | 19,791,000 | 20,004,000 | 19,703,000 |
| Risk-weighted assets | 51,756,000 | 53,575,000 | 59,543,000 | 56,949,000 |