Call reports 2006
ARKANSAS BANKERS BANK — 2006
What ARKANSAS BANKERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 133,777,000 | 164,501,000 | 181,091,000 | 166,864,000 |
| Total loans | 17,339,000 | 17,543,000 | 17,603,000 | 38,015,000 |
| Allowance for loan losses | 898,000 | 898,000 | 898,000 | 700,000 |
| Securities available for sale | 98,250,000 | 99,512,000 | 102,465,000 | 99,035,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,168,000 | 146,593,000 | 161,425,000 | 130,319,000 |
| Interest-bearing deposits | 25,426,000 | 38,284,000 | 38,166,000 | 31,286,000 |
| Noninterest-bearing deposits | 86,742,000 | 108,309,000 | 123,259,000 | 99,033,000 |
| Equity capital | 17,035,000 | 16,399,000 | 17,901,000 | 17,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,412,000 | 3,130,000 | 4,875,000 | 6,608,000 |
| Interest expense | 262,000 | 780,000 | 1,338,000 | 1,833,000 |
| Net interest income | 1,150,000 | 2,350,000 | 3,537,000 | 4,775,000 |
| Noninterest income | 1,081,000 | 2,149,000 | 3,341,000 | 4,449,000 |
| Noninterest expense | 2,006,000 | 4,133,000 | 6,324,000 | 8,453,000 |
| Provision for loan losses | 0 | 0 | 0 | -198,000 |
| Pretax income | 263,000 | 431,000 | 621,000 | 1,045,000 |
| Income tax | 12,000 | 13,000 | 32,000 | 61,000 |
| Net income | 251,000 | 418,000 | 589,000 | 984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,746,000 | 18,913,000 | 19,084,000 | 18,749,000 |
| Total capital | 19,332,000 | 19,525,000 | 19,802,000 | 19,449,000 |
| Risk-weighted assets | 46,535,000 | 48,696,000 | 57,250,000 | 69,142,000 |