Call reports 2005
ARKANSAS BANKERS BANK — 2005
What ARKANSAS BANKERS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 196,322,000 | 150,578,000 | 138,704,000 | 143,963,000 |
| Total loans | 17,696,000 | 16,306,000 | 15,808,000 | 13,550,000 |
| Allowance for loan losses | 700,000 | 700,000 | 727,000 | 750,000 |
| Securities available for sale | 100,091,000 | 94,530,000 | 91,168,000 | 95,134,000 |
| Securities held to maturity | 480,000 | 480,000 | 480,000 | 280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,802,000 | 123,507,000 | 118,889,000 | 113,577,000 |
| Interest-bearing deposits | 24,169,000 | 24,066,000 | 24,059,000 | 23,528,000 |
| Noninterest-bearing deposits | 108,633,000 | 99,441,000 | 94,830,000 | 90,049,000 |
| Equity capital | 16,479,000 | 18,246,000 | 18,023,000 | 16,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,213,000 | 4,716,000 | 6,097,000 |
| Interest expense | 431,000 | 769,000 | 1,049,000 | 1,306,000 |
| Net interest income | 1,271,000 | 2,444,000 | 3,667,000 | 4,791,000 |
| Noninterest income | 1,185,000 | 2,506,000 | 3,730,000 | 4,815,000 |
| Noninterest expense | 1,848,000 | 3,815,000 | 5,836,000 | 7,831,000 |
| Provision for loan losses | 0 | 0 | 0 | -238,000 |
| Pretax income | 607,000 | 1,128,000 | 1,564,000 | 2,030,000 |
| Income tax | 108,000 | 177,000 | 234,000 | 365,000 |
| Net income | 499,000 | 951,000 | 1,330,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,245,000 | 18,697,000 | 19,076,000 | 18,495,000 |
| Total capital | 18,945,000 | 19,285,000 | 19,641,000 | 19,078,000 |
| Risk-weighted assets | 59,630,000 | 46,920,000 | 45,021,000 | 46,452,000 |