Call reports 2004
ARKANSAS BANKERS BANK — 2004
What ARKANSAS BANKERS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 203,091,000 | 241,735,000 | 180,270,000 | 189,956,000 |
| Total loans | 14,661,000 | 16,517,000 | 14,712,000 | 15,435,000 |
| Allowance for loan losses | 873,000 | 873,000 | 873,000 | 700,000 |
| Securities available for sale | 128,105,000 | 132,426,000 | 118,226,000 | 107,462,000 |
| Securities held to maturity | 875,000 | 877,000 | 680,000 | 480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,413,000 | 177,845,000 | 143,501,000 | 144,983,000 |
| Interest-bearing deposits | 0 | 12,274,000 | 20,848,000 | 24,169,000 |
| Noninterest-bearing deposits | 182,413,000 | 165,571,000 | 122,653,000 | 120,814,000 |
| Equity capital | 17,211,000 | 14,722,000 | 17,748,000 | 17,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,770,000 | 3,477,000 | 5,225,000 | 6,744,000 |
| Interest expense | 13,000 | 84,000 | 284,000 | 515,000 |
| Net interest income | 1,757,000 | 3,393,000 | 4,941,000 | 6,229,000 |
| Noninterest income | 1,726,000 | 2,868,000 | 4,027,000 | 5,466,000 |
| Noninterest expense | 2,059,000 | 4,019,000 | 5,938,000 | 7,737,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 1,424,000 | 2,242,000 | 3,046,000 | 3,958,000 |
| Income tax | 406,000 | 575,000 | 740,000 | 1,033,000 |
| Net income | 1,018,000 | 1,667,000 | 2,306,000 | 2,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,713,000 | 17,362,000 | 18,002,000 | 17,746,000 |
| Total capital | 17,365,000 | 18,215,000 | 18,684,000 | 18,446,000 |
| Risk-weighted assets | 51,936,000 | 68,197,000 | 54,366,000 | 59,195,000 |