Call reports 2003
ARKANSAS BANKERS BANK — 2003
What ARKANSAS BANKERS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 240,925,000 | 203,230,000 | 230,229,000 | 222,893,000 |
| Total loans | 17,783,000 | 17,260,000 | 13,266,000 | 13,947,000 |
| Allowance for loan losses | 700,000 | 700,000 | 850,000 | 873,000 |
| Securities available for sale | 136,087,000 | 123,284,000 | 142,193,000 | 134,589,000 |
| Securities held to maturity | 866,000 | 868,000 | 871,000 | 873,000 |
| Trading assets | 0 | 2,504,000 | 0 | 3,152,000 |
| Total deposits | 221,239,000 | 182,410,000 | 209,787,000 | 203,353,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 221,239,000 | 182,410,000 | 209,787,000 | 203,353,000 |
| Equity capital | 14,905,000 | 16,226,000 | 16,060,000 | 15,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,931,000 | 3,786,000 | 5,449,000 | 7,332,000 |
| Interest expense | 12,000 | 21,000 | 27,000 | 38,000 |
| Net interest income | 1,919,000 | 3,765,000 | 5,422,000 | 7,294,000 |
| Noninterest income | 1,746,000 | 3,430,000 | 4,935,000 | 6,712,000 |
| Noninterest expense | 2,163,000 | 4,438,000 | 6,602,000 | 8,880,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 400,000 |
| Pretax income | 1,502,000 | 2,757,000 | 3,605,000 | 4,781,000 |
| Income tax | 480,000 | 857,000 | 1,056,000 | 1,350,000 |
| Net income | 1,022,000 | 1,900,000 | 2,549,000 | 3,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,315,000 | 15,193,000 | 15,842,000 | 15,695,000 |
| Total capital | 15,015,000 | 15,893,000 | 16,609,000 | 16,487,000 |
| Risk-weighted assets | 65,987,000 | 61,125,000 | 61,286,000 | 63,240,000 |