Call reports 2002
ARKANSAS BANKERS BANK — 2002
What ARKANSAS BANKERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 186,797,000 | 175,531,000 | 177,077,000 | 174,401,000 |
| Total loans | 33,999,000 | 33,134,000 | 18,783,000 | 17,179,000 |
| Allowance for loan losses | 775,000 | 1,100,000 | 1,100,000 | 700,000 |
| Securities available for sale | 108,741,000 | 94,385,000 | 102,393,000 | 108,693,000 |
| Securities held to maturity | 857,000 | 859,000 | 861,000 | 863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,562,000 | 156,568,000 | 154,452,000 | 153,925,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 168,562,000 | 156,568,000 | 154,452,000 | 153,925,000 |
| Equity capital | 10,528,000 | 12,899,000 | 13,941,000 | 14,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,079,000 | 4,259,000 | 6,066,000 | 7,489,000 |
| Interest expense | 15,000 | 36,000 | 48,000 | 65,000 |
| Net interest income | 2,064,000 | 4,223,000 | 6,018,000 | 7,424,000 |
| Noninterest income | 1,004,000 | 2,200,000 | 3,207,000 | 4,426,000 |
| Noninterest expense | 1,731,000 | 3,587,000 | 5,517,000 | 7,598,000 |
| Provision for loan losses | 125,000 | 450,000 | 450,000 | 450,000 |
| Pretax income | 1,212,000 | 2,415,000 | 3,355,000 | 3,957,000 |
| Income tax | 390,000 | 768,000 | 1,041,000 | 1,181,000 |
| Net income | 822,000 | 1,647,000 | 2,314,000 | 2,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,880,000 | 12,705,000 | 13,371,000 | 13,293,000 |
| Total capital | 12,655,000 | 13,491,000 | 14,023,000 | 13,921,000 |
| Risk-weighted assets | 66,690,000 | 62,525,000 | 51,747,000 | 50,206,000 |