Call reports 2015
FIRST SECURITY BANK - WEST — 2015
What FIRST SECURITY BANK - WEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 72,202,000 | 68,811,000 | 67,677,000 | 72,724,000 |
| Total loans | 25,039,000 | 26,589,000 | 26,940,000 | 30,663,000 |
| Allowance for loan losses | 421,000 | 429,000 | 445,000 | 461,000 |
| Securities available for sale | 18,735,000 | 18,352,000 | 16,191,000 | 15,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,224,000 | 55,815,000 | 55,891,000 | 59,742,000 |
| Interest-bearing deposits | 43,850,000 | 40,655,000 | 40,896,000 | 42,797,000 |
| Noninterest-bearing deposits | 16,374,000 | 15,160,000 | 14,995,000 | 16,945,000 |
| Equity capital | 9,358,000 | 9,469,000 | 9,745,000 | 8,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,162,000 | 1,763,000 | 2,358,000 |
| Interest expense | 17,000 | 35,000 | 57,000 | 73,000 |
| Net interest income | 558,000 | 1,127,000 | 1,706,000 | 2,285,000 |
| Noninterest income | 47,000 | 98,000 | 150,000 | 184,000 |
| Noninterest expense | 299,000 | 601,000 | 898,000 | 1,276,000 |
| Provision for loan losses | 8,000 | 15,000 | 30,000 | 38,000 |
| Pretax income | 298,000 | 609,000 | 880,000 | 1,083,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 609,000 | 880,000 | 1,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,021,000 | 8,333,000 | 8,604,000 | 7,907,000 |
| Total capital | 8,450,000 | 8,771,000 | 9,057,000 | 8,377,000 |
| Risk-weighted assets | 37,625,000 | 38,814,000 | 38,082,000 | 41,463,000 |