Call reports 2013
FIRST SECURITY BANK - WEST — 2013
What FIRST SECURITY BANK - WEST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,713,000 | 64,781,000 | 63,177,000 | 62,323,000 |
| Total loans | 22,302,000 | 22,312,000 | 22,731,000 | 18,945,000 |
| Allowance for loan losses | 397,000 | 391,000 | 329,000 | 338,000 |
| Securities available for sale | 18,488,000 | 18,152,000 | 17,631,000 | 15,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,147,000 | 55,340,000 | 50,116,000 | 53,649,000 |
| Interest-bearing deposits | 41,032,000 | 42,388,000 | 37,929,000 | 38,932,000 |
| Noninterest-bearing deposits | 15,115,000 | 12,952,000 | 12,187,000 | 14,717,000 |
| Equity capital | 9,331,000 | 9,245,000 | 8,545,000 | 8,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,183,000 | 1,779,000 | 2,346,000 |
| Interest expense | 22,000 | 42,000 | 62,000 | 81,000 |
| Net interest income | 583,000 | 1,141,000 | 1,717,000 | 2,265,000 |
| Noninterest income | 45,000 | 159,000 | 206,000 | 229,000 |
| Noninterest expense | 365,000 | 871,000 | 1,182,000 | 1,504,000 |
| Provision for loan losses | 0 | 0 | -60,000 | -60,000 |
| Pretax income | 236,000 | 392,000 | 750,000 | 992,000 |
| Income tax | 15,000 | 25,000 | 38,000 | 38,000 |
| Net income | 221,000 | 367,000 | 712,000 | 954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,776,000 | 7,922,000 | 7,267,000 | 7,509,000 |
| Total capital | 8,173,000 | 8,313,000 | 7,596,000 | 7,847,000 |
| Risk-weighted assets | 35,144,000 | 35,316,000 | 35,034,000 | 30,779,000 |