Call reports 2010
FIRST SECURITY BANK - WEST — 2010
What FIRST SECURITY BANK - WEST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,020,000 | 80,440,000 | 78,157,000 | 81,216,000 |
| Total loans | 36,568,000 | 35,229,000 | 33,619,000 | 31,167,000 |
| Allowance for loan losses | 738,000 | 851,000 | 790,000 | 779,000 |
| Securities available for sale | 15,958,000 | 17,809,000 | 17,273,000 | 23,994,000 |
| Securities held to maturity | 5,269,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,792,000 | 70,668,000 | 69,285,000 | 72,309,000 |
| Interest-bearing deposits | 56,861,000 | 53,789,000 | 52,090,000 | 52,804,000 |
| Noninterest-bearing deposits | 17,931,000 | 16,879,000 | 17,195,000 | 19,505,000 |
| Equity capital | 7,920,000 | 8,101,000 | 8,674,000 | 8,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,824,000 | 2,683,000 | 3,499,000 |
| Interest expense | 173,000 | 334,000 | 444,000 | 533,000 |
| Net interest income | 781,000 | 1,490,000 | 2,239,000 | 2,966,000 |
| Noninterest income | 14,000 | 76,000 | 137,000 | 214,000 |
| Noninterest expense | 515,000 | 1,014,000 | 1,508,000 | 2,150,000 |
| Provision for loan losses | 255,000 | 305,000 | 305,000 | 305,000 |
| Pretax income | 126,000 | 212,000 | 571,000 | 952,000 |
| Income tax | 7,000 | 13,000 | 33,000 | 55,000 |
| Net income | 119,000 | 199,000 | 538,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,625,000 | 8,355,000 | 8,694,000 | 8,653,000 |
| Total capital | 9,223,000 | 8,918,000 | 9,239,000 | 9,178,000 |
| Risk-weighted assets | 50,722,000 | 45,789,000 | 44,246,000 | 43,938,000 |