Call reports 2008
FIRST SECURITY BANK - WEST — 2008
What FIRST SECURITY BANK - WEST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 79,674,000 | 80,378,000 | 79,977,000 | 80,594,000 |
| Total loans | 39,611,000 | 41,122,000 | 38,845,000 | 38,007,000 |
| Allowance for loan losses | 1,096,000 | 1,098,000 | 568,000 | 628,000 |
| Securities available for sale | 20,437,000 | 19,387,000 | 22,755,000 | 27,096,000 |
| Securities held to maturity | 2,648,000 | 1,164,000 | 1,164,000 | 2,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,489,000 | 68,113,000 | 65,210,000 | 69,385,000 |
| Interest-bearing deposits | 55,297,000 | 55,098,000 | 52,481,000 | 53,814,000 |
| Noninterest-bearing deposits | 13,192,000 | 13,015,000 | 12,729,000 | 15,571,000 |
| Equity capital | 8,457,000 | 7,930,000 | 7,650,000 | 8,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,068,000 | 3,115,000 | 4,457,000 |
| Interest expense | 414,000 | 799,000 | 1,147,000 | 1,460,000 |
| Net interest income | 640,000 | 1,269,000 | 1,968,000 | 2,997,000 |
| Noninterest income | 56,000 | 113,000 | 174,000 | 232,000 |
| Noninterest expense | 390,000 | 788,000 | 1,205,000 | 1,716,000 |
| Provision for loan losses | 0 | 500,000 | 500,000 | 500,000 |
| Pretax income | 306,000 | 94,000 | 437,000 | 944,000 |
| Income tax | 18,000 | 4,000 | 25,000 | 53,000 |
| Net income | 288,000 | 90,000 | 412,000 | 891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,613,000 | 7,415,000 | 7,737,000 | 8,215,000 |
| Total capital | 8,247,000 | 8,062,000 | 8,305,000 | 8,843,000 |
| Risk-weighted assets | 50,290,000 | 51,349,000 | 50,637,000 | 54,121,000 |