Call reports 2007
FIRST SECURITY BANK - WEST — 2007
What FIRST SECURITY BANK - WEST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,799,000 | 69,539,000 | 68,675,000 | 73,475,000 |
| Total loans | 40,637,000 | 42,024,000 | 40,450,000 | 41,216,000 |
| Allowance for loan losses | 704,000 | 768,000 | 727,000 | 1,073,000 |
| Securities available for sale | 14,881,000 | 13,508,000 | 12,886,000 | 12,645,000 |
| Securities held to maturity | 2,647,000 | 2,846,000 | 2,846,000 | 2,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,240,000 | 61,757,000 | 60,401,000 | 65,702,000 |
| Interest-bearing deposits | 52,226,000 | 49,974,000 | 49,291,000 | 51,389,000 |
| Noninterest-bearing deposits | 11,014,000 | 11,783,000 | 11,110,000 | 14,313,000 |
| Equity capital | 7,024,000 | 7,264,000 | 7,655,000 | 7,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,194,000 | 3,253,000 | 4,306,000 |
| Interest expense | 457,000 | 915,000 | 1,341,000 | 1,763,000 |
| Net interest income | 619,000 | 1,279,000 | 1,912,000 | 2,543,000 |
| Noninterest income | 60,000 | 128,000 | 194,000 | 271,000 |
| Noninterest expense | 387,000 | 787,000 | 1,171,000 | 1,582,000 |
| Provision for loan losses | 575,000 | 590,000 | 605,000 | 951,000 |
| Pretax income | -283,000 | 30,000 | 330,000 | 281,000 |
| Income tax | 0 | 10,000 | 22,000 | 19,000 |
| Net income | -283,000 | 20,000 | 308,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,180,000 | 7,483,000 | 7,771,000 | 7,325,000 |
| Total capital | 7,784,000 | 8,099,000 | 8,369,000 | 7,938,000 |
| Risk-weighted assets | 48,235,000 | 49,102,000 | 47,680,000 | 48,560,000 |