Call reports 2006
FIRST SECURITY BANK - WEST — 2006
What FIRST SECURITY BANK - WEST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 70,928,000 | 70,632,000 | 69,335,000 | 72,538,000 |
| Total loans | 40,902,000 | 42,740,000 | 42,231,000 | 39,851,000 |
| Allowance for loan losses | 825,000 | 922,000 | 932,000 | 876,000 |
| Securities available for sale | 18,116,000 | 17,377,000 | 16,418,000 | 17,067,000 |
| Securities held to maturity | 2,646,000 | 2,646,000 | 2,646,000 | 2,647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,850,000 | 58,526,000 | 57,041,000 | 60,791,000 |
| Interest-bearing deposits | 48,476,000 | 47,796,000 | 46,987,000 | 49,625,000 |
| Noninterest-bearing deposits | 10,374,000 | 10,730,000 | 10,054,000 | 11,166,000 |
| Equity capital | 7,662,000 | 7,173,000 | 7,227,000 | 7,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,098,000 | 3,153,000 | 4,213,000 |
| Interest expense | 390,000 | 759,000 | 1,172,000 | 1,619,000 |
| Net interest income | 670,000 | 1,339,000 | 1,981,000 | 2,594,000 |
| Noninterest income | 59,000 | 122,000 | 184,000 | 245,000 |
| Noninterest expense | 365,000 | 741,000 | 1,117,000 | 1,508,000 |
| Provision for loan losses | 0 | 0 | 0 | 69,000 |
| Pretax income | 364,000 | 720,000 | 1,048,000 | 1,262,000 |
| Income tax | 20,000 | 41,000 | 61,000 | 73,000 |
| Net income | 344,000 | 679,000 | 987,000 | 1,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,918,000 | 7,553,000 | 7,461,000 | 7,463,000 |
| Total capital | 8,529,000 | 8,181,000 | 8,075,000 | 8,060,000 |
| Risk-weighted assets | 48,661,000 | 49,976,000 | 48,834,000 | 47,516,000 |