Call reports 2005
FIRST SECURITY BANK - WEST — 2005
What FIRST SECURITY BANK - WEST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,085,000 | 72,237,000 | 70,863,000 | 79,969,000 |
| Total loans | 35,463,000 | 39,066,000 | 40,117,000 | 40,688,000 |
| Allowance for loan losses | 665,000 | 687,000 | 712,000 | 712,000 |
| Securities available for sale | 20,431,000 | 19,439,000 | 18,010,000 | 19,230,000 |
| Securities held to maturity | 2,644,000 | 2,645,000 | 2,645,000 | 2,646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,317,000 | 56,338,000 | 55,341,000 | 65,185,000 |
| Interest-bearing deposits | 49,189,000 | 47,259,000 | 45,831,000 | 54,388,000 |
| Noninterest-bearing deposits | 10,128,000 | 9,079,000 | 9,510,000 | 10,797,000 |
| Equity capital | 7,445,000 | 7,411,000 | 7,591,000 | 7,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,791,000 | 2,763,000 | 3,804,000 |
| Interest expense | 207,000 | 443,000 | 735,000 | 1,081,000 |
| Net interest income | 656,000 | 1,348,000 | 2,028,000 | 2,723,000 |
| Noninterest income | 69,000 | 138,000 | 209,000 | 268,000 |
| Noninterest expense | 371,000 | 769,000 | 1,182,000 | 1,552,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 354,000 | 697,000 | 1,035,000 | 1,419,000 |
| Income tax | 18,000 | 39,000 | 59,000 | 82,000 |
| Net income | 336,000 | 658,000 | 976,000 | 1,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,673,000 | 7,395,000 | 7,713,000 | 7,574,000 |
| Total capital | 8,227,000 | 7,986,000 | 8,309,000 | 8,204,000 |
| Risk-weighted assets | 44,189,000 | 47,182,000 | 47,605,000 | 50,336,000 |