Call reports 2004
FIRST SECURITY BANK - WEST — 2004
What FIRST SECURITY BANK - WEST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 69,343,000 | 69,302,000 | 69,420,000 | 69,322,000 |
| Total loans | 37,169,000 | 39,098,000 | 39,207,000 | 38,566,000 |
| Allowance for loan losses | 574,000 | 574,000 | 641,000 | 649,000 |
| Securities available for sale | 25,337,000 | 23,724,000 | 23,044,000 | 21,268,000 |
| Securities held to maturity | 2,682,000 | 2,682,000 | 2,683,000 | 2,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,803,000 | 56,630,000 | 56,000,000 | 57,787,000 |
| Interest-bearing deposits | 51,445,000 | 47,742,000 | 47,295,000 | 47,667,000 |
| Noninterest-bearing deposits | 8,358,000 | 8,888,000 | 8,705,000 | 10,120,000 |
| Equity capital | 7,252,000 | 7,424,000 | 7,727,000 | 7,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,712,000 | 2,565,000 | 3,418,000 |
| Interest expense | 175,000 | 343,000 | 523,000 | 719,000 |
| Net interest income | 686,000 | 1,369,000 | 2,042,000 | 2,699,000 |
| Noninterest income | 63,000 | 126,000 | 197,000 | 263,000 |
| Noninterest expense | 369,000 | 756,000 | 1,141,000 | 1,573,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 395,000 | 789,000 | 1,148,000 | 1,439,000 |
| Income tax | 23,000 | 46,000 | 68,000 | 85,000 |
| Net income | 372,000 | 743,000 | 1,080,000 | 1,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,480,000 | 7,851,000 | 7,687,000 | 7,337,000 |
| Total capital | 8,034,000 | 8,425,000 | 8,273,000 | 7,916,000 |
| Risk-weighted assets | 44,278,000 | 46,171,000 | 46,863,000 | 46,240,000 |