Call reports 2003
FIRST SECURITY BANK - WEST — 2003
What FIRST SECURITY BANK - WEST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 68,200,000 | 68,389,000 | 65,278,000 | 70,384,000 |
| Total loans | 38,768,000 | 40,584,000 | 38,342,000 | 37,452,000 |
| Allowance for loan losses | 655,000 | 614,000 | 631,000 | 558,000 |
| Securities available for sale | 20,538,000 | 18,489,000 | 16,046,000 | 26,766,000 |
| Securities held to maturity | 2,679,000 | 2,680,000 | 2,680,000 | 2,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,916,000 | 58,284,000 | 56,705,000 | 59,306,000 |
| Interest-bearing deposits | 51,970,000 | 50,466,000 | 49,067,000 | 51,148,000 |
| Noninterest-bearing deposits | 7,946,000 | 7,818,000 | 7,638,000 | 8,158,000 |
| Equity capital | 7,811,000 | 8,913,000 | 8,099,000 | 7,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 1,928,000 | 2,784,000 | 3,610,000 |
| Interest expense | 247,000 | 461,000 | 656,000 | 839,000 |
| Net interest income | 774,000 | 1,467,000 | 2,128,000 | 2,771,000 |
| Noninterest income | 57,000 | 156,000 | 245,000 | 307,000 |
| Noninterest expense | 381,000 | 772,000 | 1,159,000 | 1,526,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 275,000 |
| Pretax income | 531,000 | 932,000 | 1,196,000 | 1,379,000 |
| Income tax | 30,000 | 55,000 | 70,000 | 81,000 |
| Net income | 501,000 | 877,000 | 1,126,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,310,000 | 7,686,000 | 7,935,000 | 7,107,000 |
| Total capital | 7,872,000 | 8,265,000 | 8,486,000 | 7,664,000 |
| Risk-weighted assets | 44,876,000 | 46,329,000 | 44,025,000 | 44,608,000 |