Call reports 2024
STOCK EXCHANGE BANK, THE — 2024
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 305,679,000 | 293,394,000 | 293,188,000 | 291,587,000 |
| Total loans | 122,291,000 | 122,834,000 | 121,418,000 | 127,388,000 |
| Allowance for loan losses | 2,606,000 | 2,577,000 | 2,970,000 | 2,537,000 |
| Securities available for sale | 124,708,000 | 129,959,000 | 119,934,000 | 119,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,551,000 | 245,178,000 | 241,053,000 | 240,054,000 |
| Interest-bearing deposits | 208,623,000 | 194,751,000 | 193,485,000 | 191,780,000 |
| Noninterest-bearing deposits | 49,928,000 | 50,427,000 | 47,568,000 | 48,274,000 |
| Equity capital | 44,276,000 | 45,491,000 | 49,133,000 | 47,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,462,000 | 6,838,000 | 10,583,000 | 13,995,000 |
| Interest expense | 1,101,000 | 2,213,000 | 3,365,000 | 4,477,000 |
| Net interest income | 2,361,000 | 4,625,000 | 7,218,000 | 9,518,000 |
| Noninterest income | 414,000 | 849,000 | 1,400,000 | 1,855,000 |
| Noninterest expense | 1,589,000 | 3,091,000 | 4,522,000 | 6,334,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,186,000 | 2,383,000 | 4,096,000 | 5,039,000 |
| Income tax | 225,000 | 650,000 | 1,025,000 | 1,042,000 |
| Net income | 961,000 | 1,733,000 | 3,071,000 | 3,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,202,000 | 50,974,000 | 52,312,000 | 52,038,000 |