Call reports 2023
STOCK EXCHANGE BANK, THE — 2023
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 330,053,000 | 309,306,000 | 291,673,000 | 290,417,000 |
| Total loans | 125,872,000 | 118,746,000 | 117,982,000 | 117,895,000 |
| Allowance for loan losses | 2,457,000 | 2,530,000 | 2,597,000 | 2,601,000 |
| Securities available for sale | 135,284,000 | 129,756,000 | 128,401,000 | 129,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,405,000 | 265,790,000 | 247,812,000 | 243,364,000 |
| Interest-bearing deposits | 206,564,000 | 194,940,000 | 195,337,000 | 195,633,000 |
| Noninterest-bearing deposits | 79,841,000 | 70,850,000 | 52,475,000 | 47,731,000 |
| Equity capital | 41,345,000 | 41,238,000 | 41,457,000 | 43,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,469,000 | 6,793,000 | 10,033,000 | 13,226,000 |
| Interest expense | 539,000 | 1,185,000 | 1,942,000 | 2,805,000 |
| Net interest income | 2,930,000 | 5,608,000 | 8,091,000 | 10,421,000 |
| Noninterest income | 454,000 | 1,015,000 | 1,435,000 | 1,845,000 |
| Noninterest expense | 1,526,000 | 2,902,000 | 4,329,000 | 6,138,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 400,000 |
| Pretax income | 1,858,000 | 3,621,000 | 4,997,000 | 5,728,000 |
| Income tax | 300,000 | 875,000 | 1,175,000 | 1,228,000 |
| Net income | 1,558,000 | 2,746,000 | 3,822,000 | 4,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,499,000 | 48,687,000 | 49,763,000 | 49,241,000 |