Call reports 2022
STOCK EXCHANGE BANK, THE — 2022
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 323,393,000 | 326,950,000 | 325,331,000 | 325,815,000 |
| Total loans | 117,266,000 | 128,660,000 | 127,886,000 | 126,983,000 |
| Allowance for loan losses | 2,206,000 | 2,184,000 | 2,217,000 | 2,447,000 |
| Securities available for sale | 133,051,000 | 137,567,000 | 130,630,000 | 131,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,106,000 | 285,760,000 | 285,098,000 | 284,236,000 |
| Interest-bearing deposits | 199,891,000 | 203,630,000 | 199,522,000 | 207,262,000 |
| Noninterest-bearing deposits | 80,215,000 | 82,130,000 | 85,576,000 | 76,974,000 |
| Equity capital | 41,102,000 | 39,095,000 | 38,044,000 | 38,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,324,000 | 6,845,000 | 9,665,000 |
| Interest expense | 120,000 | 247,000 | 423,000 | 685,000 |
| Net interest income | 1,966,000 | 4,077,000 | 6,422,000 | 8,980,000 |
| Noninterest income | 447,000 | 819,000 | 1,244,000 | 1,662,000 |
| Noninterest expense | 1,486,000 | 2,770,000 | 4,073,000 | 5,847,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 400,000 |
| Pretax income | 927,000 | 2,126,000 | 3,493,000 | 4,395,000 |
| Income tax | 200,000 | 425,000 | 705,000 | 908,000 |
| Net income | 727,000 | 1,701,000 | 2,788,000 | 3,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,182,000 | 45,155,000 | 46,242,000 | 45,941,000 |