Call reports 2021
STOCK EXCHANGE BANK, THE — 2021
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 291,181,000 | 297,345,000 | 286,410,000 | 307,976,000 |
| Total loans | 125,727,000 | 121,951,000 | 114,697,000 | 113,951,000 |
| Allowance for loan losses | 2,172,000 | 2,107,000 | 2,180,000 | 2,182,000 |
| Securities available for sale | 83,478,000 | 85,836,000 | 94,917,000 | 127,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,478,000 | 250,897,000 | 239,023,000 | 260,954,000 |
| Interest-bearing deposits | 174,955,000 | 182,075,000 | 171,275,000 | 187,192,000 |
| Noninterest-bearing deposits | 70,523,000 | 68,822,000 | 67,748,000 | 73,762,000 |
| Equity capital | 43,381,000 | 44,239,000 | 45,028,000 | 43,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,119,000 | 4,457,000 | 6,631,000 | 8,598,000 |
| Interest expense | 153,000 | 300,000 | 428,000 | 541,000 |
| Net interest income | 1,966,000 | 4,157,000 | 6,203,000 | 8,057,000 |
| Noninterest income | 440,000 | 888,000 | 1,359,000 | 1,861,000 |
| Noninterest expense | 1,443,000 | 2,804,000 | 4,155,000 | 5,682,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 300,000 |
| Pretax income | 963,000 | 2,141,000 | 3,207,000 | 3,936,000 |
| Income tax | 335,000 | 575,000 | 800,000 | 765,000 |
| Net income | 628,000 | 1,566,000 | 2,407,000 | 3,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,910,000 | 42,848,000 | 43,689,000 | 43,453,000 |