Call reports 2020
STOCK EXCHANGE BANK, THE — 2020
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 251,674,000 | 264,979,000 | 260,638,000 | 265,902,000 |
| Total loans | 107,711,000 | 116,877,000 | 111,972,000 | 116,187,000 |
| Allowance for loan losses | 2,212,000 | 2,297,000 | 2,289,000 | 2,207,000 |
| Securities available for sale | 94,487,000 | 92,033,000 | 85,949,000 | 84,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,963,000 | 219,824,000 | 214,779,000 | 219,548,000 |
| Interest-bearing deposits | 149,055,000 | 154,307,000 | 149,178,000 | 158,511,000 |
| Noninterest-bearing deposits | 59,908,000 | 65,517,000 | 65,601,000 | 61,037,000 |
| Equity capital | 40,473,000 | 43,020,000 | 43,622,000 | 43,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,136,000 | 4,172,000 | 6,085,000 | 8,235,000 |
| Interest expense | 227,000 | 432,000 | 618,000 | 786,000 |
| Net interest income | 1,909,000 | 3,740,000 | 5,467,000 | 7,449,000 |
| Noninterest income | 395,000 | 1,288,000 | 1,744,000 | 2,059,000 |
| Noninterest expense | 1,372,000 | 2,711,000 | 3,971,000 | 5,325,000 |
| Provision for loan losses | 200,000 | 500,000 | 650,000 | 850,000 |
| Pretax income | 732,000 | 1,817,000 | 2,590,000 | 3,333,000 |
| Income tax | 230,000 | 415,000 | 625,000 | 523,000 |
| Net income | 502,000 | 1,402,000 | 1,965,000 | 2,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,974,000 | 40,874,000 | 41,437,000 | 41,282,000 |