Call reports 2019
STOCK EXCHANGE BANK, THE — 2019
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 256,436,000 | 253,140,000 | 247,186,000 | 241,298,000 |
| Total loans | 96,364,000 | 101,919,000 | 107,457,000 | 105,594,000 |
| Allowance for loan losses | 2,131,000 | 2,098,000 | 2,048,000 | 2,059,000 |
| Securities available for sale | 108,181,000 | 110,734,000 | 105,675,000 | 96,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,559,000 | 211,361,000 | 204,237,000 | 197,801,000 |
| Interest-bearing deposits | 155,132,000 | 151,948,000 | 137,478,000 | 142,979,000 |
| Noninterest-bearing deposits | 61,427,000 | 59,413,000 | 66,759,000 | 54,822,000 |
| Equity capital | 37,700,000 | 39,724,000 | 40,704,000 | 40,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,299,000 | 4,710,000 | 7,011,000 | 9,245,000 |
| Interest expense | 184,000 | 388,000 | 598,000 | 802,000 |
| Net interest income | 2,115,000 | 4,322,000 | 6,413,000 | 8,443,000 |
| Noninterest income | 387,000 | 791,000 | 1,200,000 | 1,648,000 |
| Noninterest expense | 1,435,000 | 2,773,000 | 4,055,000 | 5,585,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,067,000 | 2,340,000 | 3,558,000 | 4,478,000 |
| Income tax | 250,000 | 475,000 | 775,000 | 910,000 |
| Net income | 817,000 | 1,865,000 | 2,783,000 | 3,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,721,000 | 38,769,000 | 39,687,000 | 39,472,000 |
| Total capital | 39,654,000 | 40,749,000 | 41,687,000 | 41,475,000 |
| Risk-weighted assets | 154,445,000 | 158,315,000 | 159,983,000 | 160,260,000 |