Call reports 2018
STOCK EXCHANGE BANK, THE — 2018
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 264,538,000 | 255,933,000 | 240,289,000 | 251,601,000 |
| Total loans | 101,830,000 | 105,399,000 | 109,159,000 | 99,872,000 |
| Allowance for loan losses | 2,038,000 | 2,032,000 | 1,975,000 | 2,115,000 |
| Securities available for sale | 119,765,000 | 117,186,000 | 102,079,000 | 102,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,889,000 | 218,492,000 | 202,195,000 | 212,478,000 |
| Interest-bearing deposits | 172,676,000 | 161,971,000 | 145,409,000 | 156,584,000 |
| Noninterest-bearing deposits | 55,213,000 | 56,521,000 | 56,786,000 | 55,894,000 |
| Equity capital | 34,616,000 | 35,465,000 | 36,014,000 | 36,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 4,373,000 | 6,633,000 | 8,888,000 |
| Interest expense | 136,000 | 275,000 | 413,000 | 565,000 |
| Net interest income | 1,966,000 | 4,098,000 | 6,220,000 | 8,323,000 |
| Noninterest income | 403,000 | 793,000 | 1,183,000 | 1,635,000 |
| Noninterest expense | 1,338,000 | 2,690,000 | 3,984,000 | 5,553,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,031,000 | 2,201,000 | 3,305,000 | 4,091,000 |
| Income tax | 190,000 | 435,000 | 660,000 | 790,000 |
| Net income | 841,000 | 1,766,000 | 2,645,000 | 3,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,444,000 | 36,369,000 | 37,248,000 | 36,904,000 |
| Total capital | 37,423,000 | 38,378,000 | 39,223,000 | 38,863,000 |
| Risk-weighted assets | 158,293,000 | 160,740,000 | 158,458,000 | 156,629,000 |