Call reports 2017
STOCK EXCHANGE BANK, THE — 2017
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 270,698,000 | 264,947,000 | 252,408,000 | 257,336,000 |
| Total loans | 94,903,000 | 94,792,000 | 97,599,000 | 100,088,000 |
| Allowance for loan losses | 2,441,000 | 2,406,000 | 1,866,000 | 2,038,000 |
| Securities available for sale | 58,508,000 | 63,896,000 | 129,819,000 | 117,850,000 |
| Securities held to maturity | 77,119,000 | 73,663,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,019,000 | 228,290,000 | 213,413,000 | 220,151,000 |
| Interest-bearing deposits | 183,593,000 | 176,549,000 | 162,133,000 | 167,550,000 |
| Noninterest-bearing deposits | 51,426,000 | 51,741,000 | 51,280,000 | 52,601,000 |
| Equity capital | 33,587,000 | 34,668,000 | 35,978,000 | 34,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 4,057,000 | 6,113,000 | 8,198,000 |
| Interest expense | 112,000 | 233,000 | 358,000 | 477,000 |
| Net interest income | 1,894,000 | 3,824,000 | 5,755,000 | 7,721,000 |
| Noninterest income | 374,000 | 765,000 | 1,141,000 | 1,563,000 |
| Noninterest expense | 1,250,000 | 2,466,000 | 3,670,000 | 5,042,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,018,000 | 2,123,000 | 3,226,000 | 4,266,000 |
| Income tax | 300,000 | 600,000 | 900,000 | 1,569,000 |
| Net income | 718,000 | 1,523,000 | 2,326,000 | 2,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,624,000 | 34,429,000 | 35,232,000 | 34,603,000 |
| Total capital | 35,468,000 | 36,256,000 | 37,060,000 | 36,550,000 |
| Risk-weighted assets | 146,958,000 | 145,606,000 | 146,209,000 | 155,677,000 |