Call reports 2016
STOCK EXCHANGE BANK, THE — 2016
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 278,287,000 | 263,411,000 | 253,685,000 | 261,097,000 |
| Total loans | 97,138,000 | 97,925,000 | 94,672,000 | 94,684,000 |
| Allowance for loan losses | 2,372,000 | 2,554,000 | 2,268,000 | 2,457,000 |
| Securities available for sale | 57,962,000 | 55,972,000 | 51,201,000 | 51,323,000 |
| Securities held to maturity | 91,318,000 | 87,157,000 | 81,653,000 | 77,610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,283,000 | 226,892,000 | 217,947,000 | 225,581,000 |
| Interest-bearing deposits | 188,618,000 | 175,862,000 | 167,331,000 | 176,576,000 |
| Noninterest-bearing deposits | 55,665,000 | 51,030,000 | 50,616,000 | 49,005,000 |
| Equity capital | 31,893,000 | 32,978,000 | 33,670,000 | 32,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,103,000 | 4,244,000 | 6,238,000 | 8,241,000 |
| Interest expense | 122,000 | 238,000 | 347,000 | 452,000 |
| Net interest income | 1,981,000 | 4,006,000 | 5,891,000 | 7,789,000 |
| Noninterest income | 360,000 | 757,000 | 1,161,000 | 1,522,000 |
| Noninterest expense | 1,466,000 | 2,651,000 | 3,918,000 | 5,212,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 875,000 | 2,112,000 | 3,168,000 | 4,133,000 |
| Income tax | 318,000 | 648,000 | 978,000 | 1,160,000 |
| Net income | 557,000 | 1,464,000 | 2,190,000 | 2,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,491,000 | 32,398,000 | 33,123,000 | 32,906,000 |
| Total capital | 33,291,000 | 34,194,000 | 34,877,000 | 34,713,000 |
| Risk-weighted assets | 143,408,000 | 142,944,000 | 139,808,000 | 143,928,000 |