Call reports 2015
STOCK EXCHANGE BANK, THE — 2015
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 289,182,000 | 281,203,000 | 278,877,000 | 278,143,000 |
| Total loans | 83,887,000 | 98,468,000 | 92,581,000 | 99,366,000 |
| Allowance for loan losses | 2,708,000 | 2,677,000 | 2,579,000 | 2,430,000 |
| Securities available for sale | 56,356,000 | 55,637,000 | 56,072,000 | 57,609,000 |
| Securities held to maturity | 107,981,000 | 100,837,000 | 94,733,000 | 92,756,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,474,000 | 249,070,000 | 245,168,000 | 244,231,000 |
| Interest-bearing deposits | 197,421,000 | 187,425,000 | 183,709,000 | 189,099,000 |
| Noninterest-bearing deposits | 60,053,000 | 61,645,000 | 61,459,000 | 55,132,000 |
| Equity capital | 29,652,000 | 30,167,000 | 31,635,000 | 32,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,108,000 | 4,172,000 | 6,227,000 | 8,301,000 |
| Interest expense | 125,000 | 251,000 | 372,000 | 490,000 |
| Net interest income | 1,983,000 | 3,921,000 | 5,855,000 | 7,811,000 |
| Noninterest income | 398,000 | 811,000 | 1,805,000 | 2,224,000 |
| Noninterest expense | 1,379,000 | 2,626,000 | 3,900,000 | 5,272,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,002,000 | 2,106,000 | 3,760,000 | 4,763,000 |
| Income tax | 315,000 | 615,000 | 993,000 | 1,403,000 |
| Net income | 687,000 | 1,491,000 | 2,767,000 | 3,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,261,000 | 30,065,000 | 31,341,000 | 31,934,000 |
| Total capital | 29,931,000 | 31,861,000 | 33,101,000 | 33,757,000 |
| Risk-weighted assets | 132,576,000 | 142,800,000 | 140,009,000 | 145,219,000 |