Call reports 2014
STOCK EXCHANGE BANK, THE — 2014
What STOCK EXCHANGE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 279,053,000 | 276,592,000 | 268,561,000 | 283,590,000 |
| Total loans | 81,848,000 | 80,392,000 | 82,972,000 | 84,597,000 |
| Allowance for loan losses | 2,259,000 | 2,224,000 | 2,223,000 | 2,717,000 |
| Securities available for sale | 56,193,000 | 47,570,000 | 48,315,000 | 46,630,000 |
| Securities held to maturity | 102,117,000 | 111,430,000 | 113,917,000 | 112,697,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,671,000 | 246,452,000 | 237,513,000 | 251,981,000 |
| Interest-bearing deposits | 190,368,000 | 189,889,000 | 181,515,000 | 193,966,000 |
| Noninterest-bearing deposits | 59,303,000 | 56,563,000 | 55,998,000 | 58,015,000 |
| Equity capital | 27,475,000 | 28,397,000 | 29,110,000 | 29,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,001,000 | 3,957,000 | 5,950,000 | 8,135,000 |
| Interest expense | 127,000 | 254,000 | 377,000 | 496,000 |
| Net interest income | 1,874,000 | 3,703,000 | 5,573,000 | 7,639,000 |
| Noninterest income | 390,000 | 830,000 | 1,290,000 | 1,712,000 |
| Noninterest expense | 1,229,000 | 2,391,000 | 3,668,000 | 5,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,035,000 | 2,142,000 | 3,195,000 | 4,321,000 |
| Income tax | 225,000 | 482,000 | 762,000 | 1,222,000 |
| Net income | 810,000 | 1,660,000 | 2,433,000 | 3,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,285,000 | 28,135,000 | 28,908,000 | 29,574,000 |
| Total capital | 28,938,000 | 29,773,000 | 30,553,000 | 31,254,000 |
| Risk-weighted assets | 131,600,000 | 130,419,000 | 131,027,000 | 133,323,000 |